Despite newer models of bikes and cars being released each year, the humble bicycle never goes out of style. It helps you stay fit and healthy, and also makes it easy for you to get from one place to another. Above all, a bicycle is also eco-friendly and does not contribute to environmental pollution.

That said, the cost of bicycles can be quite steep, depending on the model that you want to buy. Paying for it via a lump sum amount may be financially challenging. You may need to put off your purchase till you have saved the sum needed to buy the cycle of your choice.

The Bajaj Finserv EMI Network Card offers an easy alternative. With this card, you can buy cycles on EMI from any one of several partner stores.

What is the Bajaj Finserv EMI Network Card 

The Bajaj Finserv EMI Network Card allows you to buy a variety of products like electronics, gadgets, appliances, cycles and more on easy, no cost EMIs from various online and offline stores. There are over 1.2 lakh Bajaj Finserv Partner stores that offer your products and services on EMIs. 

You can manage your Bajaj Finserv EMI Network Card easily via the Bajaj Finserv portal. Simply log into this platform to keep track of all the EMIs paid on your card as well as the upcoming or pending EMIs. That’s not all. You can even monitor your card’s status and your spending limit on the Bajaj Finserv portal.

Benefits of Purchasing an Bicycle on EMI

There are many reasons to purchase a bicycle on EMI with the Bajaj Finserv EMI Network card. Check out the top benefits below.

  • Lower Financial Stress

Buying a cycle and paying for it upfront may lead to a huge financial outlay. Due to this, you may have to put off your purchase till you have the lump sum amount ready. 

But by buying your cycle on EMI with the Bajaj Finserv EMI Network card, you can convert the steep price tag into easy, affordable EMIs spread across a convenient repayment tenure. 

  • High Pre-approved Loans

You get access to a high pre-approved loan up to Rs. 4 lakhs. So, you don’t have to compromise on your needs and you can buy your preferred cycle on EMI without worrying about the price.

  • Convenient Repayment Tenure

With the Bajaj Finserv EMI Network Card, you can repay your EMIs over a convenient tenure ranging from 3 to 24 months. 

  • No Additional Costs

You can convert the cost of your cycle into easy, no cost EMIs. This means that you do not have to pay any additional interest charges on your purchase cost.

  • Easy Foreclosure

When you buy a cycle on EMI, you can even foreclosure your loan easily if you want to. This facility is available after you have paid your first EMI, and does not attract any foreclosure charges.

How to Buy a Bicycle on EMI Using the Bajaj Finserv EMI Network Card

Buying your choice of a bicycle with the Bajaj Finserv EMI Network Card is extremely easy. All you need to do is follow the steps listed below.

Step 1: Visit the website of any of the Bajaj Finserv partner stores that sell bicycles.

Step 2: Check out the cycles available for sale online.

Step 3: Choose the cycle that meets your requirements and proceed to check out.

Step 4: Now, select the no cost EMI option on the Bajaj Finserv EMI Network Card as your preferred payment mode.

Step 5: Select the repayment tenure of your choice, from 3 to 24 months.

Step 6: Place your order online.

This is all it takes to buy your preferred cycle on EMI from any of the many Bajaj Finserv partner stores.


Buying cycles on EMI come with many advantages, as you have seen above. You can easily get your preferred bicycle on easy EMIs with the Bajaj Finserv EMI Network Card. And by logging into your Bajaj Finserv portal, you can keep track of your spending limit and your EMIs, so you can repay your dues on time.